Best Apps to send Money from Abroad to Nigeria

This post will Show you some of the Reliable and best apps to send money to Nigeria from Abroad, USA, UK, Canada Europe and Other countries .

Sending Money to Nigeria is not really that easy due to some of the policies by the CBN (Central Bank of Nigeria). 

In the past Sending Money to Nigeria can be a tedious process, due to the presence of only a few apps to use coupled with some huge fee charge and going to the bank back and forth. However things are now very different as there are lots of fintech companies that have come to foster solutions to all those hassle of “transfering money to Nigeria from Abroad”


What to consider when choosing an international money transfer app

It can be difficult to pick out of the available options when sending money to Nigeria but there are a few factors you can use to make a quick decision.

Factors like the speed of transfers, cost, convenience, location or customer support

Below are some of the best apps you can use to transfer/send Money to Nigeria Conveniently.

Money Transfer Services & Apps for Sending Money to Nigeria

RiaMoney Transfer

Transfer money to Nigeria

RiaMoney has  a worldwide network of 507,000 locations in 160 countries, and continues to make the world a smaller place by closing distances between families and their loved ones through world-class money transfer. It also offer bill payment, mobile top-ups, prepaid debit cards, check cashing, and money orders. With every service that it provides, the app/site works hard to provide the most positive experience possible to its users. 

RIA Money Transfer charges are clear and there are no hidden charges; If you want to send money with RIA, you’ll need to register for a RIA account by visiting RIA online. 

After registering for a RIA account and it has been authorized, you can now send money to Nigeria. RIA offers three payment methods for sending money to Nigeria, they are by bank account, debit or credit card. You can also track your transaction till the money reaches the recipient.

The person collecting the money needs to prove their identity via a Nigerian national identity card, driver`s license or international passport. And also provide the pin given by the sender. And also state the amount of money the sender sent.

The RIA Money Transfer Limit for Nigeria is $500. The recipient will receive the money in dollars not a naira equivalent.

RIA money transfer has also partnered with Nigerian banks like Diamond Bank, First Bank, Skye Bank and Ecobank to make sending money from other countries to Nigeria easy.


Send money from abroad to Nigeria

Eversend enables you Send money across borders with maximum safety and convenience. Whether you’re outside Africa or within Africa, send money to your loved ones in Nigeria, Uganda, Ghana, Kenya, Rwanda, Tanzania, and pay bills using Eversend. Eversend doesn’t have hidden fees, inconvenient operating hours and inflexible support. Instead it offers timely money transfers to mobile money, bank accounts & free transfers between Eversend accounts; anytime, from anywhere in the world, with 24/7 support.

Open your Eversend account for FREE in less than 5 minutes and enjoy cross-border transfers, virtual card access, multi-currency wallets, and bill payments from just one app.


To Nigeria ??

– Send US Dollars from anywhere in the world to any Nigerian bank account such as GT Bank, Firstbank, Zenith Bank, e.t.c.

– Send exact Naira amounts to Nigeria using your multi-currency wallets.

To Kenya ??

– Transfer exact KES amount from anywhere in the world to mobile money wallets such as MPESA, Airtel, TIGO e.t.c .

To Uganda ??

– Send money (including exact UGX amount) from anywhere in the world to mobile money wallets such as Airtel, e.t.c .

To Ghana ??

– Send money from anywhere in the world to mobile money wallets such as MTN, Airtel, TIGO e.t.c 

To Tanzania ??

– Transfer exact TZS amount from anywhere in the world to mobile money wallets

To Rwanda ??

– Send money (including exact RWF amount) from anywhere in the world to mobile money wallets


– Create a virtual USD card and start saving in foreign exchange fees when shopping online

– Can be used for services such as Netflix, Amazon, Google, Facebook, Apple Music, and more

– To protect against fraud, you can freeze the card at the touch of a button


– Exchange your money across 7 currencies available in Eversend; USD, NGN, UGX, KES, TZS, RWF, GHS

– Carry up to 7 currencies at once in your Multi-currency wallet

– Travel across multiple African countries without bothering about foreign exchange

– Exchange currency at great rates (up to 70% cheaper than your bank)

You can send money to Nigeria with Eversend from any of these countries: 

Africa: Ghana, Kenya, Nigeria, Rwanda, South Africa, Swaziland, Tanzania, Uganda.

Europe: Belgium, Netherlands, France, Germany, Switzerland, United Kingdom

Rest of the World: Australia, Canada, India, Kuwait, South Korea, Turkey, United Arab Emirates, United States.


WorldRemit is one of the best platforms people in different countries use to send money to Nigeria. With Worldremit you can send money to Nigeria as cash pickup or as a bank transfer and as an airtime popup. However, you can only send a bank transfer to Dollar accounts (domiciliary accounts) in Nigeria.

The banks in Nigeria you can send money to are: Fidelity, FCMB, FirstBank, Access Bank, Diamond Bank and Ecobank. While the mobile money wallets you can send money to in Nigeria with WorldRemit are Opay and PagaTech. Even though sending to mobile wallets are not possible right now because of the new CBN directive.

The maximum amount of money you can send to Nigeria with WorldRemit is around ₦7,000,000 per transfer and per day for bank transfers. However, the limits depend on the country you’re sending from and the payment method you intend to use.


Sendcash Africa

Sendcash is fast, affordable and requires no sign-up. Just input the account number you want to send money to and you’re good to go. Transfers on Sendcash can take between a few minutes to four hours based on liquidity and  current rates.

It’s a great platform for sending money to family and friends who are in Nigeria or for those receiving money from clients abroad as a freelancer or creative in Nigeria.

Sendcash has 2 transfer methods. Via a bitcoin wallet and USDC with Wyre (Bank Card or Apple Pay). The transaction limit when using a bitcoin wallet is $2500 while the limit with Wyre is $1000.

If you’re using a bitcoin wallet for the transfer, Sencash doesnt charge a fee but the external crypto wallet you use might charge a fee.


Remitly is another good international money transfer service you can use to send money to Nigeria.

Remitly is a great digital alternative to traditional money transfer services like Western Union and Money gram, as it makes sending money to Nigeria fast, secure and relatively inexpensive. 

You can send money to Nigeria using Remitly online money transfer service or the Remitly app on your smartphone or tablet. 

Remitly can only transfer money to your recipient in Nigeria via cash pickup or bank deposit in US dollars (USD). To receive money in bank deposits from Remitly, the recipient will need to own a domiciliary account.

You can still send to Nigeria from the following countries using Remitly:













United States of America

The United Kingdom

Remitly only delivers USD bank deposit and cash pickup transfers to GT Bank and Polaris Bank only.


Azimo is one of the fastest and cheapest ways to send money to Nigeria. With Azimo you can send money to Nigeria via cash pick up and to Dollar (USD) and Pounds(GBP) accounts in Nigeria via SWIFT.

Azimo claims to be 77% cheaper than other money transfer providers.

When sending money to Nigeria with Azimo,  your recipient will receive an email with pick-up instructions when the transfer is ready for collection. An OTP SMS will be sent to the recipient number provided. Without it, your recipient will not be able to collect their cash at the pick-up location. 

When sending money with Azimo the payment methods are Debit or credit card, Bank transfer via online banking (not available in countries like Poland, Denmark, Norway, Sweden or Australia),  and SOFORT (not available in countries like Austria, Belgium, Germany, Italy or Netherlands).


TransferGo is an affordable international money transfer company that you can use to send money to Nigeria. The company currently serves 22 currencies across over 47 countries.

TransferGo is a licensed and authorized payment institution regulated by the FCA (Financial Conduct Authority) and supervised by HMRC (Her Majesty’s Revenue and Customs) in England, so they have the same security standards as any commercial bank does.

TransferGo delivers high-quality money transfers with speed, ease and excellent value.

Their pricing is based on very competitive currency rates, and how quickly you want the money you send to arrive at its destination, and that’s it.


Most of you might have heard of Paystack. However Paystack is a payment company operating in Nigeria and other parts of Africa. While Paystack isn’t a money transfer service, it offers a way for anyone outside Nigeria to send money to people in Nigeria who have a Paystack account.

If the person you want to send money to in Nigeria has a Paystack account they can send you a payment link that they can create in their Paystack dashboard. 

You’ll have to make the payment with a debit or credit card. Paystack is used by Nigerian businesses, creatives and freelancers to collect payments worldwide.

Paystack is a good alternative to money transfer services and their issues.


Just like Paystack. is a money transfer service that allows people with Flutterwave accounts to receive funds from anywhere in the world with a payment link.

You can find out more about this company in our Flutterwave review.


Most people know about WesternUnion. It’s still one of the best ways to send money to Nigeria. Regarded as the biggest money transfer service in the world, WesternUnion is still a great option for sending money if you don’t mind visiting a bank.


Moneygram is one of the oldest and most reliable ways to send money to Nigeria. MoneyGram has over 350,000 agent locations around the world and partners with 400 banks around the world.

Moneygram is referred to as the second-largest global  Money Transfer service so you can be sure that if you send money to Nigeria with MoneyGram, your money will definitely reach its intended destination.

Some helpful tips and insight to help you choose the better App to transfer or “send money to Nigeria” 

Send Money to Nigeria from South Africa, Egypt, Algeria, Ghana and other African countries.

Sendcash, Eversend and WorldRemit are your best bets for sending money to Nigeria from other countries like South Africa, Algeria, Egypt, Algerian and Ghana.

Send Money to Nigeria from UK or Europe

Azimo, Remitly and TransferGo are good options for sending money to Nigeria from the UK and most European countries.

Send Money to Nigeria From USA or Canada

Worldremit is a great option for sending money to Nigeria as well as Eversend and SendCash.

Send Money from India to Nigeria

If you want to send money to Nigeria from India, your best bet is likely WesternUnion, you can also try Sendcash and WorldRemit


You can’t go wrong choosing any of the platform we mentioned above to send money to Nigeria from abroad.  And you can drop your own comments below to tell us what is your favourite way of sending money to Nigeria from abroad

Leave a Reply

Your email address will not be published. Required fields are marked *